Giving Back Is Not a Feature. It's a Foundation.

I've built companies across 75+ countries, made exits, and had the kind of opportunities most people never see. That comes with a responsibility I take seriously.

Wealth and success without contribution are hollow. Giving back is not something I do when I have spare time — it is a core operating principle, built into how I live and work. Here are the three pillars through which I act on that belief.

Philanthropy

I will Match Kiva Microfinances

Muhammad Yunus, founder of Grameen Bank and winner of the Nobel Peace Prize in 2006, proved that small loans to entrepreneurs living in poverty can create lasting change without dependency. Kiva has delivered over $2 billion in microloans to more than 5 million borrowers across 90+ countries — with a repayment rate above 96%.

"If you can't stop poverty, at least make it historical."

— Muhammad Yunus, Nobel Peace Prize Laureate 2006
$2B+
Kiva loans issued
5M+
Borrowers, 90+ countries
96%
Repayment rate

The Matching Program

For every loan you make through Kiva's official platform, I will match it dollar-for-dollar — up to $5,000 USD per calendar year. The annual cap resets on January 1st of each year.

$5,000
Annual matching cap
1:1
Dollar-for-dollar match
Jan 1
Cap resets annually

How to Claim Your Match

01

Make a Loan

Visit kiva.org and lend to a borrower of your choice. Any amount qualifies — every dollar counts.

02

Screenshot Your Loan

Take a screenshot showing the loan amount, borrower name, and your Kiva account email.

03

Submit via Contact Form

Send your screenshot through the contact form on this site with subject line "Kiva Match Request".

04

Receive Your Match

Joaquim will make a matching loan within 5 business days and confirm by email.

Impact Gallery

Photos from borrowers and communities supported through Kiva. Replace placeholders by adding images to /public/philanthropy/.

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Terms & Conditions

Please read the following terms carefully before submitting a match request.

  1. 1

    Loans to yourself, entities you own or operate, or any business in which you hold a direct financial interest are not eligible.

  2. 2

    Loans to family members, romantic partners, or close personal associates are not eligible.

  3. 3

    Loans to any entity in which you hold equity, debt, or other financial interest are not eligible.

  4. 4

    Matching is first-come, first-served until the $5,000 annual cap is reached.

  5. 5

    Each person is eligible for a maximum of one matched loan per calendar year.

  6. 6

    The loan must be made through the official Kiva platform (kiva.org) and be in good standing at the time of submission.

  7. 7

    Joaquim Miro reserves the right to decline any match request at his sole and absolute discretion, without obligation to provide a reason.

  8. 8

    The match covers the principal amount only — Kiva platform fees, if any, are not included.

  9. 9

    This program may be modified, paused, or discontinued at any time without prior notice.

  10. 10

    Submission of false or fraudulent documentation will result in permanent ineligibility from the program.

Free Advisory for Students

Each year I set aside a few hours of free one-on-one advisory for students and early-stage entrepreneurs who cannot yet afford professional mentorship.

If you are a student working on a startup idea, exploring a career in tech or entrepreneurship, or navigating your first venture — reach out. I am happy to offer honest guidance, perspective, and feedback at no cost.

Request a Student Session
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Community Service

Beyond financial giving, I believe in showing up — mentoring at local programs, participating in accelerator cohorts, and contributing time to organizations building the next generation of leaders.

I actively mentor at TechStars, Founders Institute, Outlier Ventures, and Holt Xchange — not for equity or fees, but because the compounded impact of one committed mentor can change the trajectory of an entire company and the life of a founder.

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